The Money Value

Is Retirement Plans Overrated in India? What’s wrong in Retirement Plans

Sovereign Gold Bond Scheme Series III FY 2019-20 Subscription Openhttps://themoneyvalue.com/sovereign-gold-bond-scheme-series-iii-2019-20/ Two days back Government of India has launched the  Series III for FY 2019-20 of Sovereign Gold Bonds from August 5, 2019. The last date to apply is August 9, 2019.  The discount offered is Rs.50 per gram, which is not bad at all. These bonds are an investment scheme where investors could buy gold in the form of Gold Bonds from G overnment of India. Virtual Credit Cards In India The government introduced the first series in November 2015. The idea to launch this scheme is to reduce the demand for physical gold. Gold is imported from outside India. Here are some silent features of the S overeign Gold Bond Scheme . Features of Sovereign Gold Bond Scheme $ Subscription Open Date: August 2, 2019. $ Subscription Close Dare : August 9, 2019. Make sure you apply prior to this date. $ Allotment Date: August 14, 2019. $Who can Buy Sovere...

Various Ways to Make Money with Credit Cardshttps://themoneyvalue.com/make-money-with-credit-cards/ The main goal of most people is to get the shopping convenience that comes with a credit card. Although they have a spending limit, some people run more than one card. Responsible use of the cards is an excellent opportunity to improve your credit score as well. But the cards offer more than that. You can earn money when you are using the credit cards if you know how to go about it. Below are some of the best ways to make money online with credit cards. The Sign-Up Bonus One of the best ways to earn money is to sign up for a credit card with a bonus at the beginning. They may regulate how to enjoy the bonus like paying for a certain ticket, but this will save you money in the long run. Others may extend the bonus to earning certain bonus rates during any type of expenditure in the future. Most banks offer usually offer a 3 percent cash back in the first year after signing up for a credit...

Top 10 Post on Money Value Blog in 2018https://themoneyvalue.com/top-10-post-on-money-value-blog-in-2018/ Here we are on end of 2018. it's time to look back & check out Top 10 Post on Money Value Blog in 2018. For us 2018 was wonderful year we continued to share knowledge on money value about personal finance, Credit Card, Loan & Education. Here are the Top 10 posts on the Money Value blog this year. 1. 13 Best Virtual Credit Card India : Virtual credit card India is a new disruption for a physical credit card. Many times we face the difficulty on an online website for not having the credit card. Over 25,000 pageviews and counting this post as feature snipped on google search result. The high-quality of article delivers needs of all readers. 2. National Pension System (NPS) all You Want to Know: NPS active choice vs auto choice National Pension System a savings option for your retirement. National Pension System (NPS) means the contributory pension system. Recently govt. m...

Car Price Negotiation Tips & Tricks- Save Money on Buy of a Carhttps://themoneyvalue.com/car-price-negotiation-tips-tricks/ Why i selected topic Car Price Negotiation Tips & Tricks? Recently i was gone through a process of car purchase. Not only for myself but also for my colleague.  What are my learnings?  I'll share all my experience with different dealers & sales person.  In this article, will talk about Car Price Negotiation Tips & Tricks. We have too much to cover & you may fill the article lengthy, but trust me all are the important points & you should not miss any of the points.  There are a lot of questions in your mind while negotiating a new car price like? how much off msrp / Ex-showroom price can I negotiate? how to negotiate car price when paying cash? Also Read: Best Questions Rich People Ask Their Accountant how much negotiating room is there on a used or new car? what not to say to a car salesman? ...

Ensure Fixed Income with Best Debt Mutual Fundshttps://themoneyvalue.com/best-debt-mutual-funds/Of all the market instruments that offer stability with good returns over the long run, it is debt funds. These are fixed income instruments that primarily invest in securitised options or long term bonds, to name just two of others. The returns are generated via investments made in bonds and deposits, so they lend money and earn interest on the same. Though they offer a slower rate of growth than equity funds, they offer more stability and the opportunity to get regular income via dividend pay-outs. Besides, they all but eliminate market volatility. How can you ensure fixed income with debt funds? Debt mutual funds are able to offer a high level of stability and regular dividend pay-outs over time. Consider the following points for a broader understanding of how the best debt funds are essential for your financial portfolio: * Higher, flexible returns. Over the years, debt funds have perfor...